Privacy Policy

2024/11/05

Yellow Flower

Privacy Policy

Effective date: November 5th, 2024

Ainee ("us", "we", or "our") operates the mobile application (the "Service").

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

Personal Information We Collect

When you sign up with us or subscribe to any of the paid plans, as part of the buying and selling process, we collect the personal information you give us, such as your name, address and email address. We also automatically receive your internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system.

All the chatbot flows and the data collected from your Ainee bot is owned by you and we have no ownership of it.

Use Of Your Personal Information

We use the information to provide and maintain our service. Primarily, Mortgage Information is used to feed the data into our calculator, run the numbers to see if you could benefit from refinancing your mortgage, and if it would be a good strategic option for your finances.

We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our app (for example, by generating analytics about how our customers interact with the app, and to assess the success of our marketing and advertising campaigns).

We may use Personal & Device Information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our service, products, services, marketing and your experience. We may also use the information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.

We share your Personal Information with third parties to help us use your Personal Information, as described above. We also use Google Analytics to help us understand how our customers use the Site--you can read more about how Google uses your Personal Information here: https://www.google.com/intl/en/policies/privacy/. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout.

Finally, we may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights.

Security of Data

To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

Cookies

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these "cookies" explicitly. However, the app may use third party code and libraries that use "cookies" to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this service.

Service Providers

We may employ third-party companies and individuals for the following reasons:

  • To facilitate our Service;

  • To provide the Service on our behalf;

  • To perform Service-related services;

  • To assist us in analyzing how our service is used.

We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

Age Of Consent

The app is not intended for individuals under the age of 18, which is the minimum legal age to obtain a mortgage. By using this app, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and updating the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Account Deletion Policy

Ainee takes your privacy concerns very seriously. You can submit a data deletion request by clicking this link: https://forms.gle/UriWSKgzcJmbk3Z37 . The process for data deletion is as follows:Submit a request using this form.After we receive your request, we will send a second confirmation email to your inbox regarding the data deletion application.Upon receiving your confirmation reply, we will proceed with the data deletion as per your request within 3 business days.

Contact Us

If you have any questions about this Privacy Policy, please contact us:By email: Andy.AIX001@gmail.com

Refinance smarter today.